Mastering Money Mindset: Unveiling the Secrets to Financial Success with T Harv Eker | Money

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Welcome back to the Daily Mastermind! I’m George Wright III, bringing you your daily dose of inspiration, motivation, and education.

I’m excited to dive into some powerful money principles today. As a reminder, we’re in the middle of our 21 Days of Authority series, celebrating the launch of our new Authority Podcast in partnership with Valiant CEO Magazine.

If this is your first time listening, make sure to hit that subscribe button so you don’t miss an episode. The reason I created The Daily Mastermind is to help you stay balanced in all key areas of life—mind, body, money, business, and lifestyle—so you can create the life you truly want.

As business owners, CEOs, and entrepreneurs, we often get caught up in the daily grind, leading to distractions and overwhelm. My mission is to remind you that it’s never too late to live the life you were meant to live.

So, let’s jump right into today’s episode! This week, I’m highlighting top thought leaders—individuals I’ve had the privilege of learning from and working with over the years. One of those leaders is T. Harv Eker.

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Learning from T. Harv Eker: The Money Mindset Shift

I’ve had the opportunity to work alongside T. Harv Eker at events across Asia, Australia, New Zealand, and the U.S.. If you’ve ever attended his Millionaire Mind Intensive, you know how powerful his teachings are.

One of Harv’s core philosophies—and what he’s most well known for—is the belief that money is a result.

Today, we’re talking about your money game—the inner beliefs and strategies that shape your financial reality. I’ll be sharing key principles from T. Harv Eker’s teachings, along with my personal insights from working with him over the years.

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Money Is a Result – The Power of Your Inner Game

Most people chase the fruits instead of focusing on the roots.

What does that mean?

We often focus on external results—the money, success, and financial freedom we desire—without addressing the internal beliefs and mindset that create those results.

Money is no different.

👉 Money is a result.
👉 Your financial success is a direct reflection of your inner beliefs.

Every successful entrepreneur I’ve worked with understands this: you must develop your inner game before your outer wealth can grow.

Harv Eker teaches that if your mindset isn’t aligned with wealth, you will sabotage your own success.

We know that:

✅ Thoughts create your life.
✅ Your thoughts shape your actions.
✅ Your actions lead to results.

Your financial results are a direct outcome of how you think about money.

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Breaking Limiting Money Beliefs

Many of us were raised with limiting beliefs about money:

❌ “Money is scarce.”
❌ “Making money is hard.”
❌ “Rich people are greedy.”
❌ “There’s never enough to go around.”

These deep-seated beliefs come from our upbringing, environment, and early experiences.

But here’s the truth: wealth is abundant.

When you shift your mindset to one of abundance and possibility, you’ll start seeing opportunities that were always there—you just weren’t trained to recognize them.

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Action Step: Rewriting Your Money Beliefs

One of the most powerful exercises you can do is identify and rewrite your money beliefs.

📝 Write down the money beliefs that hold you back.
💡 Ask yourself: Are these really true?
🚀 Replace them with empowering beliefs.

For example:

❌ Limiting belief: “Money is hard to earn.”
✅ Empowering belief: “Opportunities for wealth are everywhere, and I am capable of creating financial success.”

❌ Limiting belief: “Rich people are greedy.”
✅ Empowering belief: “Money allows me to create impact and help others.”

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The Wealth Formula: Thoughts → Feelings → Actions → Results

One of Harv’s most powerful teachings is the Wealth Formula, which follows the same pattern as personal success:

👉 Your Thoughts → Create Feelings → Which Drive Actions → That Lead to Results.

Your thoughts about money influence your emotions, which determine your actions, which ultimately shape your financial reality.

If you have fear-based thoughts about money, you’ll feel uncertain or anxious about financial decisions. That hesitation will lead to inaction or poor financial choices, and as a result, you’ll struggle to build wealth.

So, what’s the solution?

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Reprogram Your Money Mindset

You must reprogram your subconscious mind with intentional habits and affirmations.

💭 Daily Affirmations: Repeating positive money beliefs can rewire your brain.
📖 Journaling: Write down positive financial experiences to reshape your perspective.
🎯 Take Action: Small, consistent steps toward wealth-building shift your mindset over time.

Harv uses the affirmation: “I am a money magnet.”

And it’s true—when you train your mind to expect wealth, you’ll start attracting opportunities, resources, and people who help you achieve it.

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Your Financial Thermostat: Understanding Your Money Blueprint

Another powerful concept that T. Harv Eker teaches—and that many thought leaders like Ed Mylett emphasize—is that your financial success is determined by your "money blueprint."

Think of it as your financial thermostat.

A thermostat regulates temperature. If you set your home's thermostat to 70°F, it will always adjust back to that setting, no matter how hot or cold it gets outside.

💡 Your financial thermostat works the same way.

You have a preset "money temperature"—a subconscious financial setpoint—that determines how much wealth you allow yourself to accumulate.

This blueprint was shaped by:

🔹 Your childhood experiences with money
🔹 Your parents' financial beliefs
🔹 The culture and environment you grew up in
🔹 Your past financial experiences

If your money blueprint is set too low, you’ll unconsciously sabotage your wealth—even if you say you want financial success.

For example:

➡️ If you grew up believing "money is hard to make," you might subconsciously avoid opportunities that could create wealth.
➡️ If you believe "rich people are selfish," you might feel guilty about making more money.
➡️ If your financial thermostat is set to $50K per year, you’ll always find a way to return to that income level—even if you make more for a short time.

💡 The key to financial growth is raising your money blueprint.

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Action Step: Reset Your Financial Thermostat

🔹 Journaling Exercise: Write down past financial experiences and the beliefs they created.
🔹 Reframe Your Story: Instead of seeing past financial struggles as failures, recognize how they made you stronger and wiser.
🔹 Upgrade Your Setpoint: Set new financial goals and visualize yourself already achieving them.

Dan Sullivan and Dr. Benjamin Hardy teach a powerful concept:

🚀 Most people let their past determine their future. Successful people use their present and future to redefine their past.

You are not limited by past financial struggles.

You can rewrite your money story, upgrade your financial thermostat, and create a new level of wealth in your life.

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Mastering Your Outer Game: Skills, Systems, and Strategies

While mindset is crucial, wealth isn't built on mindset alone.

💡 Your outer game—the skills, habits, and systems you develop—determines how successfully you apply your wealth mindset.

T. Harv Eker emphasizes that money mindset alone isn’t enough. You must:

✅ Develop financial intelligence
✅ Build business and investing skills
✅ Create systems for wealth-building

As an entrepreneur or business owner, wealth is created through value exchange.

💡 Ask yourself: What value am I creating in the marketplace?

There are more tools and opportunities than ever before. With AI, automation, and digital platforms, you can expand your knowledge and skills faster than ever.

Lifelong learning is essential.

That’s why one of our Prosperity Pillars is:

📚 "I believe in lifelong learning."

When you’re committed to continuous education, you position yourself ahead of the competition.

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Action Step: Level Up Your Financial Skills

🔹 Schedule time to develop your financial intelligence.
🔹 Take courses on investing, marketing, or sales.
🔹 Leverage AI and automation to scale your skills and business.

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The Wealth Files: How Rich People Think Differently

One of Harv Eker’s most famous teachings is his 17 Wealth Files—the key differences between how rich people think versus how poor people think.

Now, don’t get caught up in the labels—this isn’t about judgment.

It’s about awareness.

💡 Successful people think differently than those who struggle financially.

Here are a few of the Wealth Files to help you identify where you might need to shift your mindset:

Wealth File #1:

👉 Rich people believe: "I create my life."
❌ Poor people believe: "Life happens to me."

Do you take full responsibility for your financial success, or do you feel like external circumstances control your wealth?

Wealth File #2:

👉 Rich people play the money game to win.
❌ Poor people play the money game not to lose.

Are you playing offense in your financial life, or are you just trying to stay afloat?

Wealth File #3:

👉 Rich people are committed to being rich.
❌ Poor people only "wish" they were rich.

Are you actively doing the work to create wealth, or just hoping it happens someday?

Wealth File #4:

👉 Rich people focus on opportunities.
❌ Poor people focus on obstacles.

Are you looking for solutions or dwelling on problems?

Wealth File #5:

👉 Rich people get paid based on results.
❌ Poor people get paid based on time.

Are you building assets and value, or trading time for money?

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Final Thoughts: How to Apply This to Your Life

Let’s do a quick recap:

✅ Money is a result—a reflection of your inner beliefs and mindset.
✅ Your financial blueprint (money thermostat) determines how much wealth you’ll allow yourself to have.
✅ The wealth formula (Thoughts → Feelings → Actions → Results) shapes your financial reality.
✅ You must build your outer game—skills, systems, and strategies to grow your wealth.
✅ Rich people think differently—by focusing on opportunities, solutions, and taking ownership.

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Action Step for This Week

I want to challenge you to identify one limiting money belief you hold.

❌ Maybe you believe money is scarce.
❌ Maybe you feel guilty about wanting wealth.
❌ Maybe you think making money is hard.

👉 Write it down.
👉 Replace it with an empowering affirmation.

For example:

🚀 New belief: "Opportunities for wealth are everywhere, and I am fully capable of creating financial success."

If you can change your thoughts, you can change your financial future.

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I appreciate you tuning in today. Let’s build wealth together.

💡 Remember: It’s never too late to start living the life you were meant to live.

🚀 Now go take action.

This is George Wright III, and you’ve been listening to The Daily Mastermind.

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